3 Reasons Note Buyers Use Purchaser Interviews
Want to learn more about a note you are buying? Talk to the person making the payments with a purchaser interview. You might be surprised by what you find out. What is a Purchaser Interview? A...
View ArticleAI and Note Investing: What Note Sellers Should Know
I use AI a lot. It has become a regular part of how I research, organize ideas, compare information, and answer questions faster. I like it, and I think it is changing many industries for the better....
View ArticleHow to Make Money With Notes, Without Money to Invest
I didn’t exactly start my note buying journey with a pile of money. In my mid-20s, after retiring from raft guiding (surprise, it’s not that lucrative) and getting a “big-girl” job, I had some of my...
View ArticleRentals to Notes: 2.5X Cash Flow — A $130,000 Real Deal in Fort Wayne
Every landlord who’s managed a rental for a decade knows the feeling. The property cash flows on paper, but the reality is a different story: rent that shows up when it shows up, repairs that...
View ArticleThe Best Way to Learn How to Invest in Notes
The best way to learn about note investing might surprise you. A lot of people start learning note investing the same way they learned in school. They look for definitions, training videos,...
View ArticleStrategies to Help Close Deals
How successful note buyers keep deals moving from inquiry to closing. Where do you think note deals can stall out? Is it during due diligence, while trying to collect all the necessary documents for...
View ArticleFinancial Independence Isn’t About Retirement – It’s About Options
As we celebrate the 250th anniversary of our country’s independence, I’m always reminded of financial independence. The odd thing is that when people talk to me about financial independence, the...
View ArticleLessons from Getting My MLO
Traditional mortgage providers take compliance and the ability to repay seriously — you should too. Recently, I took and passed the SAFE Mortgage Loan Originator (MLO) Test. Included in that test is a...
View ArticleThe 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Not all wrap note mistakes are equal. Some reduce profits. Some create headaches. A few can put the entire transaction at risk. We see a lot of wrap notes as investors, usually involving seller...
View ArticleStocks vs Notes
Stocks Made Me Money. Notes Changed How I Invest. It’s a question We’ve heard for years: “Why would I invest in real estate notes when I can just put my money in the stock market and earn 8-10+%?” The...
View ArticleNote Investing Red Flags: What to Watch Before You Buy
Note investing offers the potential for consistent cash flow and long-term returns—but only when deals are properly vetted. Performing or non-performing notes, overlooking key warning signs, can...
View ArticleFive Things To Focus On And Five Things To Avoid
Tracy, Mikayla, and I spend the bulk of our week helping people, but maybe not in the way you think. Yes, we have a ton of educational materials, hundreds of videos, countless downloadable forms, and...
View ArticleBalloon Payments in Mortgage Notes: What Note Investors Need to Know
When evaluating mortgage notes, one term that comes up but isn’t always fully understood is the balloon payment. For note creators and investors, this feature can significantly impact both risk and...
View ArticleWhat Is Equity in Real Estate Notes? 5 Types Every Investor Should Know
Equity is a cornerstone of evaluating risk when buying real estate notes. When I talk to investors, this is usually where I see confusion: They think yield is the whole story — until a deal goes...
View Article3 Ways To Recession-Proof Your Note Portfolio
On a recent note mastermind the question came up about stress-testing a note portfolio. This is a great idea from time to time. But what does that mean? How do you stress test a note portfolio? In...
View ArticleSeller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15...
View ArticleUnraveling Title Insurance: What Note Buyers Need to Know
Most of us have heard of title insurance. You probably noticed it on your closing statement when you purchased a home with a traditional mortgage. Or maybe it came up when you created or purchased a...
View ArticleWraparound Mortgages: How Note Buyers Eliminate Wrap Risk
Seller-financed wraparound mortgages are getting a lot of attention and not all of it is good. You’ll hear stories about sellers who received but didn’t make payments. You’ll hear warnings about...
View ArticleStreamline Your Note Business: Five Tools That Give Your Time Back
If you are in note investing, your week fills up fast. Seller calls. Servicer emails. Deal reviews. Due diligence checklists. Investor updates. Marketing for sellers. Repeat. None of it is overly...
View ArticleReal Deal #291 – Smooth Sailing Texas Note
We have seen a ton of interesting deals over the years. And we often joke that all notes have their quirks — and that’s true and not always a bad thing. Sometimes it’s a unique note that takes an...
View Article